MARKETING STRATEGY Essay Example | Topics and Well Written Essays - 1500 words

MARKETING STRATEGY - Essay Example The 2008 – 2009 has been one that has been underlined by the adverse effects of the credit crunch. It is at this time that interest rates hit an all time low level. To add to that, the retail customer savings stagnated and in other instances in point of fact more than dwindled. This is a demonstration on how the external environment can adversely affect a business. The credit crunch led to a calamitous fall in the banking image. As a result of these proceedings, retail and investment banking were the biggest causalities. Tough competition in the financial markets also underlies what players in the industry have to navigate through. But the existence of opportunities to grow presents a case for strategising in order to wrest market control or at the minimum remain relevant. The chance to improve does exist, but it all depends on the business leadership. It is for the leadership to take or ignore the opportunities. Growth in higher education is one such opportunity on which the bank should capitalise on. This has been one of the weak points of the bank; failure to expeditiously take up opportunities. Based on these issues, I would propose the diversification strategy in addressing the bank’s developmental agenda. This strategy promises to be the best vehicle for the Central National Bank if it harbours any ambitions of getting out of the mess in which it finds itself. Diversification can be achieved through the initiation of mergers, ventures into provision of new products, an alteration of the bank’s microeconomic policy among other aspects (Beamish and Ashford 2005). From the case study, it is revealed that much consolidation is taking place. This is being done through merging of businesses in the banking industry. A merger gives a company a big advantage because of sharing of several facilities and consequently gaining from the benefits that accrue to economies of large scale

World War 2 - War in the Pacific Essay Example | Topics and Well Written Essays - 1250 words

World War 2 - War in the Pacific - Essay Example e Imperial expansion occurred from the time that the Empire was founded in 1868 until its ultimate dissolution as a result of its defeat and the conclusion of the Second World War. After the Meiji Restoration, the Japanese Empire began what would become a very long period of territorial expansion, belligerence, and colonialism within the theater of the Pacific. As with many empires, the expansions and quests for territory and resources were not merely limited to a small region within the Pacific; rather, when taken as a whole, the Japanese conquest which lasted up until the conclusion of the Second World War was something that spanned thousands of miles, ranged across peoples, culture, religions, and languages, and sought to bring a wide area of places under Japanese Imperial rule. Yet, as has been stated, this did not occur all at once. Instead, the territorial expansion under the Japanese Empire began as early as the First Sino-Japanese War (fought between 1894-1895). As one might expect, the origin of this war was not over Chinese or Japanese territory as such but rather over control of the buffer zone between the two powers; the Korean peninsula. Balance o f power politics dictated that as soon as Chinese sent troops into Korea at the request of the Korean government as a means to quell an uprising that Japan responded by sending troops of its own. As a result of this war, Japan came to be in command of almost the entirety of the Korean peninsula as well as the island of Taiwan; ceded to Japan as a result of the Treaty of Shimonoseki. Such marked the first true foray into territorial acquisition that the Japanese Empire experienced. Following this acquisition, Japan participated in the Boxer rebellion by way of sending troops into parts of Manchuria and other areas under the pretense of suppressing the rebellion. To the Empire’s credit, such an action was not taken alone; in total a full six European powers plus the United States also participated in

Statement of Cash Flow Essay Example | Topics and Well Written Essays - 250 words

Statement of Cash Flow - Essay Example The statement of cash flow has been in use since November 1987 when the Financial Accounting Standards Board (FASB) issued a statement of financial accounting standards requiring businesses to use a statement of cash flow instead of a statement of changes in financial position. There are two methods for preparing and presenting a statement of cash flow; the direct method and the indirect method, the main difference lies in the presentation of the operating section. The sections of investing and financing are the same in both methods. In the direct method, cash flows from operating activities encompass amounts such as cash from customers and cash paid to suppliers. On the contrary, the indirect method shows the net income, followed by the adjustments required to convert the total net income to the total cash from operating activities (Brahmasrene, Strupeck & Whitten, 2004). In addition, the direct method must provide a reconciliation of net income and the cash provided by operating ac tivities, a process which is achieved automatically in the indirect method of cash flow statement. The indirect method is found to be more effective in relaying cash flow information. Thus, it is preferred to the direct method in most corporations (Brahmasrene, Strupeck & Whitten, 2004). Whereas the direct method or the income statement method reports the main categories of operating cash receipts and payments, the indirect method places emphasis on net income and the net cash flow from operations (Taulli, 2004).

Neoliberalism, growth and Accumulation Essay Example | Topics and Well Written Essays - 1000 words

Neoliberalism, growth and Accumulation - Essay Example On the other hand, Japan went through a period of economic stagnation resulting from declining land prices while the unification of Germany also contributed to the slow economic growth in Europe. Essentially, all these observations imply that after the neoliberal changes that occurred from the perspective of the state and economy, the macroeconomic variables including inflation, interest and unemployment rates and aggregate outputs were affected (Glyn, 2006). In view of this, this paper will examine to what extent the macroeconomic variables of the neoliberal era are the result of neoliberal changes to the state and economy. By the 1970s, neoliberalism was increasingly becoming the prominent governance form in many economies of the world with its political ideals of liberating markets from governmental influences and interferences (Kotz, 2002). Seen as another way of looking at finance-led capitalism, neoliberalism was adopted in the place of capitalism after 1978. Neoliberalism came into being as a theory of political-economic practices founded on the notion that the well-being of humans will be guaranteed when individual entrepreneurial skills and freedoms are liberated in institutional frameworks with private property rights and free markets (Harvey, 2005). It follows, therefore, that neoliberal ideas and changes altered the way states operated and heavily promoted market-based economies that valued competition and efficiency highly. According to Campbell (2005), it was the exit of the state from its role in managing capital that led to the success of free markets and led to exceptional growth especi ally in the US. Therefore, financial liberalization led to growth in aspects such as consumption, investment in private business, financial internalization, land prices and technological productivity (Glyn, 2006). However, it is imperative to note that such growth and stability was mainly in the US because globally, the economy was facing

Japanese History 18501930 Essay Example | Topics and Well Written Essays - 2500 words

Japanese History 18501930 - Essay Example At the same time, they contributed to Japan's national project. In this paper I shall discuss why have concepts of restoration, reform reconstruction and revitalization dominated the thoughts and actions of Japan's ruling elites from the 1850s to the 1930s How have these ideas manifested themselves in governmental or elite-level policies over the same period What does the resilience of these ideologies tell us about state-society relations in Japan over the years 1850-1930 Japan has been packaged as a potential model over two periods: 1890s to 1930s and 1950s to 1970s. In between these two periods, during the 1930s and 1940s, Japan was considered as having been a failure. Ian Inkster has pointed out that in the earlier period - the period with which this paper is concerned - there was an emphasis on the role of government or the Japanese mentality2. This was certainly so in the case of Dyer. The message was that Western politicians and bureaucrats should act. In the latter period, the significance of the role of Meiji bureaucrats has been downplayed. The message to developing nations even today is that cultural traits, individuality and democracy are the best way of ensuring socioeconomic progress3. Lets analyze Japan through the eyes of the historians to understand the era better. Japan has, throughout this century, meant different things to different people. Through a close reading of one of Historian's' books, this paper will attempt to identify the historical context in which it was written and read. Historian's' writing clearly shows how their attitudes to issues, such as race, were transformed into a complex narrative about the origins and history of the Japanese people. As Prasenjit Duara has persuasively argued, "social Darwinism joined race and History to the nation-state". As George Wislon rightly states so that the histories of the nation-states which are written tend to "narrate the evolving unity of the nation" This paper argues that for Historian's, science educator and clergyman, Japan provided strong evidence of how race was the key to understanding national evolution, and how science could serve as a civilizing influence. Race was equated with nation, and by understanding Japanese racial superiority one could understand the basis for their military and economic success. In this way, Historian's' writings reveal more about himself and their times, than they do about Japan. Historian's, in short, argues that human biology (Aryan blood) can account for much of the success of the Japanese, and that power struggles between nations can be viewed as an evolutionary struggle between races. Dyer, the engineer, sees nations as competing with each other too, but in a struggle to be efficient. He attributes Japanese success to their environment, an environment, which he points out, is not unlike that of Britain! Japan however had bushid" (the way of the samurai) which helped galvanize the nation, s omething which the British could learn from. Lets see the impact of the imperialists during this

Compare and contrast the Lady of Shalott with In Westminster Abby Essay Example for Free

Compare and contrast the Lady of Shalott with In Westminster Abby Essay Consider * The context * The depiction of the women * Form * The poets use of language * Your response Both of the poems are about a woman. From the outset the two women appear very different, but when you study them more closely and we can begin to discover similarities. I think that both the woman in The Lady of Shalott and the women in West Minister Abbey are prisoners in some way or form. It is maybe more obvious in The Lady of Shalott where she is actually imprisoned inside a tower which is on an island and more than that she is also imprisoned by a curse which is upon her. The woman in Westminster Abbey is imprisoned by her lack of connection with reality and is so out of touch with the real world that I would say she is a prisoner within her self. The main difference between the two women is that one of them knows she is a prisoner and eventually in the end breaks away (even though it kills her) yet the other is blaitinly unaware. The tradition is which they are written is very different. The Lady of Shalott tells a story therefore it is a Narrative poem. In Westminster is about self-revelation so it is a dramatic monologue. The Lady of Shalott is set in the era of King Author and the Knights of the Round Table. The poem features Sir Lancelot (one of the greatest of the Knights) who is a key character. I think he symbolizes the male system that was very dominant back in the Victorian times. In short Lancelot represents to her all that she cant have and accepting death is better than being locked up. The poem is split into four parts, which build a kind of chapter formation. Part one gives us a bit of insight to what her surroundings are like and the fact she lives in a tower and that no one really knows very much about her. Down to towerd Camelot: And by the moon the reaper weary, Piling sheaves in uplands airy, Listening, whispers Tis the fairy Lady of Shalott. This quote from the poem (which is the last four lines of part 1) tells us that she is perceived almost like some kind of super natural being. In part two the lady of Shalott never stops working. She is weaving a picture of the things she sees reflected by a mirror so what she sees is 2-d and fickle. (Notice the contrast, her surroundings are drab yet her tapestry is colourful) A funeral, with plumes and lights and music, went to Camelot: Or when the moon was overhead, Came two young lovers lately wed The above statement connects the funeral with a wedding like both are equal and that love is equivalent to death. The lady then realizes that there is something unsubstantial about her life and proclaims Im half sick of shadows In Part three Lancelot appears and she sees his attractive reflection in the mirror, it appeals to her so much that she stops her work and looks out through the window at him. SHOCK the mirror breaks and the curse has come upon her. We can see how the lady almost becomes a mirror in herself with the glassy expression on her face. In this chapter the rhyming pattern changes when Lancelot appears, usually every verse ends with the word Shalott but one of the verses ends with Camelot instead. This is symbolic of how much devastation he actually causes, the whole form of the poem alters when he appears. In part four she wonders from the tower down to Camelot. And down the rivers dim expanse Like some bold seer in a trance, Seeing all his own mischance With a glassy countenance. These lines tell of the ladys trance like gaze possibly cause by thoughts of passion and desire (Lancelot). This could indicate that she is not responsible for her own actions. The changes of weather in the chapter indicate the change in mood. She comes down to Camelot and finds a boat that is her final resting-place. She does not kill her self, nor is she evil because her last song is said to be mournful and holy. All the people gather round her and in the crowd, totally oblivious to the fact he caused her death Lancelot proclaims that god has mercy on her as she has a lovely face. In Westminster Abbey is set during a war against Germany in the church in Westminster abbey. A woman is talking the whole time, which makes this, distinctly different from the last. In fact she is doing more than talking, she is praying. Once we discover that the audience is God we become very shocked by the things she is coming out with, especially when she says if he makes a mistake she will forgive him! She is being incredibly selfish and asking for special treatment i.e. that she should be protected more than anyone else. The woman is being greedy and praying for silly things like that her shares down go down and such like. In one of the verses she is talking about why England should win. There is great juxtaposition in the list that she gives placing things like democracy and class distinction together and then bringing in the fact they have proper drains, which just shows her snobbery. In other parts she is racist telling god to protect the blacks but to protect the whites more, which is saying that whites are more important just because they are more sophisticated and probably more civilized that the blacks she was talking about. The last verse gives us real insight into her character. She asks God for what she wants and expects to have her prayers answered in return for doing things she should have been doing any way. I.e. helping the war effort and going to church when ever she got the time. The poem ends with her having to leave for a social occasion- A now dear lord I cannot wait, Because I have a luncheon date She is a snob and she thinks God is one too, instead of praying to him in her local church she comes all the was to Westminster because she thinks God will view her prayer as more important. The end line of every verse deflates to what she has said (exposes the selfishness). The poet uses irony to show her up so you cant help laughing because you become almost astonished by the things that she says. The womans actions dont co-inside with her words and the language doesnt fit. This makes her seem like a walking contradiction. I think there is great contrast in both the context and styles of these poems but there still are similarities. They are both poems with a message; the message in The Lady of Shalott is that if you strive for more freedom you might end up dead. The message in the second poem is that we arent always aware of our faults etc. but they are always there.

Effects of Population Growth

Effects of Population Growth Nerujan Sivanesan Issues of human geography have had irreversible impacts on the Earth as we know today. Over the centuries, the growing human population has led to high population densities, and has greatly affected the fate of one particular country. The environmental, economic and social impacts have been both positive and negative in the case of this nation. Although many nations are affected, no other place bears the weight of this issue more than the country of India. Currently, India has a population of 1,220,800,359 people and it ranks second according to the central intelligence agency website when compared to all the other countries around the world. In addition, population density is the number of people living per unit of an area1 and India currently retains a population density of 388 people/km2 in 2013 according to the population reference bureau website. As a result of their high population, it leads to the emergence of many socio-medical issues and survivalhood complications9 such as a lack of water supply as well as having a greater working population despite suffering from shortages of land and resources. In addition, it will lead to the reduction of population growth which in turn will assist in the reduction of its population in the future. The environmental repercussions that will arise in India due to having a high population will massively affect this nation. Environmental issues such as a lack of water supply and polluted water will occur as a result of India’s continually growing population. In addition, the water supply that is obtained will most likely be polluted because daily garbage generation ranges more than 3-20 tons.3 All this generated garbage is found on streets, infront of homes and other properties which will end up in rivers and lakes, eventually contaminating the water. Also, the unregulated disposal of pollution occurs through drains joining into rivers, streams, and reservoirs.3 This is because companies do not have waste water treatments systems, thus, all the water in this environment will be contaminated by these chemicals. Moreover, having a human population with a high population density will lead India to have a lot of gas powered vehicles on its streets which will result in air pollution. As a result of air pollution, it will contribute to global warming which will hamper the required weather conditions needed to maintain India’s agriculture, which is a critical part of their economic life. Unfortunately, the poor people will be most likely affected by this since most of them live in rural areas. This is bad news forIndia as a whole because agriculture is one of their most important ways for raising economic income. Even though there are mainly negative effects regarding the environmental implications for this issue, there are still some positive effects too. One positive effect would be that the increase in population in agricultural areas of India will result in a higher production of agriculture. Hence, this will help sustain the country both environmentally and economically because it wil l prevent shortages in food supply as well as provide an income for the poor agricultural workers. Economic benefits and complications arise due to India having such a high population. In fact, Indians living in this highly populated country will be more willing to accept lower wages due to having a high unemployment rates. As a result this will attract more companies because they would not have to pay high wages and would allow India to grow economically. Even though India will economically grow because of the attraction of companies, their economy will still suffer due to the fact that a high number of people in this country are in poverty and that the gap between the poor and rich is growing. This is because the rich people are exploiting more resources than poor people.9 Also, the number of middle class people found in this nation will continue to grow so the purchasing power will become higher power. Therefore, the more people there are in a country, the greater their economic potential will. In addition, having such a high population will result in the development of technology. For that reason, rising population promotes the need for some sort of technological change in order to meet the rising demands for certain goods and services, as a result more jobs will become available.13Moreover, a mass influx in population is considered harmful to economic growth since the resources found in India are found to be limited due to the increasing rate in population growth. Even though this is true, it can also lead them to have a very high working population. Since, the amount of resources will become limited due to the increase in population; their prices will greatly increase. Nonetheless, the increase in prices of resources would often lead people, especially poor people to suffer from starvation. Consequences will arise for the reason that India will want to solve/reduce their current issue, overpopulation, however, its citizens financial status will determine whether the methods suggested is agreeable or not. It is a known fact that women play a decisive role in influencing the birth rates during their child bearing years. Therefore, family planning efforts are promoted such as encouraging later marriages as well as increasing the length of birth intervals so that the population rate will be reduced in the future. When successful, family planning efforts tend to help reduce the population rate because families will limit themselves to two children most of the time. In addition, women play a crucial role in high population rates because some women especially the women in poverty are illiterate which would mean there is an encouragement of early marriages. This is because families in poverty usually marry their daughters off in exchange for dowry once they enter their child be aring years. As a result this will assist both the daughter as well as her family economically. Since they are illiterate, they will be encouraged to have children in short birth intervals because they reside in rural areas and once their children become older they will begin to assist in the agricultural work given, as it is their only source of income. Evidence shows that women’s education has a positive association with a wider range of contraceptive product usage in India, whereby women possessing high levels of education use both modern and traditional non-terminal methods of birth control.4 In addition, women who are educated tend to marry later in their lives. Furthermore, this would mean that they have shorter child bearing years when compared to women who are illiterate. India’s growing human population is still a concerning issue and it has affected the fate of this country environmentally, economically, and socially. Through environmental implications, water supplies will sometimes be contaminated because of a lack of waste water treatment systems in industrial companies and an increase in agricultural production will occur due escalation in population growth. In addition, the increase in agricultural production will help India’s economy to become much stronger. However, there are many people in this country that are in poverty which would cause its economy to decline. Later marriages will help reduce population growth because women will now have shorter child bearing years and this method is mostly used by educated women. Uneducated women marry during the initial stages of their child bearing year for economical or social reasons and this would mean they have longer child bearing years. Many consequences will result due to population growth and it can be interpreted in different ways on how it would affect India. Reference 1.http://dictionary.reference.com/browse/population+density?s=t 2.http://www.sfu.ca/geography/undergraduate-program/human-geography-sfu 3.http://books.google.ca/books?hl=enlr=id=J6sZo47jJNsCoi=fndpg=PA50dq=how+overpopulation+affects+India%27s+environmentots=FZay88LUiGsig=mS2rwX8b9T4W6A8-43hk7x7YoL0#v=onepageqf=false 4. http://search.proquest.com.ezproxy.lib.ryerson.ca/docview/200907237 5.http://web.b.ebscohost.com/abstract?direct=trueprofile=ehostscope=siteauthtype=crawlerjrnl=09725784AN=86021326h=zu59X88190lyNltFvjZpfzTtHQ5aKCt8BM87felpzhBaD7AK10%2fd2ePpsRh3LSDL5tE5GRrFKnzAALuXIi2cng%3d%3dcrl=c 6. http://www.prb.org/DataFinder/Topic/Rankings.aspx?ind=30fmt=31tf=54loc=249,250,251,252,253,254,34227,255,257,258,259,260,261,262,263,264,265,266,267,268,269,270,271,272,274,275,276,277,278,279,280,281,282,283,284,285,286,287,288,289,290,291,292,294,295,296,297,298,299,300,301,302,304,305,306,307,308,311,312,315,316,317,318,319,320,321,322,324,325,326,327,328,34234,329,330,331,332,333,334,336,337,338,339,340,342,343,344,345,346,347,348,349,350,351,352,353,354,358,359,360,361,362,363,364,365,366,367,368,369,370,371,372,373,374,375,377,378,379,380,381,382,383,384,385,386,387,388,389,390,392,393,394,395,396,397,398,399,400,401,402,404,405,406,407,408,409,410,411,415,416,417,418,419,420,421,422,423,424,425,427,428,429,430,431,432,433,434,435,437,438,439,440,441,442,443,444,445,446,448,449,450,451,452,453,454,455,456,457,458,459,460,461,462,464,465,466,467,468,469,470,471,472,473,474,475,476,477,478,479,480sort=AscendingsortBy=value 7.http://data.worldbank.org/indicator/EN.POP.DNST?order=wbapi_data_value_2010+wbapi_data_value+wbapi_data_value-lastsort=asc 8. http://search.proquest.com.ezproxy.lib.ryerson.ca/docview/1346647850 9.http://rierc.org/social/paper174.pdf 10.https://www.cia.gov/library/publications/the-world-factbook/rankorder/2119rank.html 11. http://asbbs.org/files/2011/JBBS_24.1_Spring_2012.pdf#page=108 12.http://www.indiawaterportal.org/sites/indiawaterportal.org/files/Climate change in India_Forgotten threats, forgotten opportunities_EPW_2010.pdf